Charles was very helpful and answered all my questions. I have never purchased, refinanced, or consigned on a loan. I did not think we would get approved. He gave us hope. I heard many horror stories on purchasing and refinancing a home. But Charles made the refinancing loan process easy and not painful at all. We appreciate all that he has done for us.
There's some famous quote about how people may not remember what you did or what you said but they will remember the way you made them feel -- that fits perfectly for my experience with Ryan Christiansen. As a first time home buyer Ryan put me totally at ease from the very start. He had an initial conversation with me to help me think through what was important to me, what was financially smart and comfortable for me, and determine a plan for timing that would help get all my needs met. Once the loan process really got going he was incredibly patient, thorough, informative, and in constant contact. I felt so calm, so taken care of, so well prepared and so confident throughout every step of the process. Years from now sitting in my beautiful new home I am unlikely to remember every step we took together in this process, but I guarantee I wont forget the way Ryan made me feel. He took so much of the stress and anxiety away and gave me a real gift by letting me enjoy the home buying journey so much more. He is an incredible resource and partner and I cannot recommend him highly enough.
molly a mcgrath
John was a pleasure to work with, easy to contact and made the refinance process a pleasure after having had difficulties with other Lenders. If he was not available, he always had an associate that was able to answer any questions or concerns. We would recommend John and Perennial Funding to our friends and family without hesitation.
While exploring options to refinance my loan John and his team at Perennial reached out to see how they could help. After a short conversation, John was able to structure an offer and present options to me the same day we talked. They were able to facilitate a refinance of my house and save me about $1200 per month in interest. John (and Kristin) are knowledgeable, efficient and effective... they were always available to answer any questions or concerns via email and phone. The online documentation, application and approval systems made the process easy to complete on my timeline, but effective enough to ensure we were always aligned on what was needed to move the process forward. We started and completed the process in less than a month. Wow... couldn't be happier or ask for a better outcome. John and Kristin - Thank you!
Chaucer Park at Perennial Funding LLC did a great job securing our loan with UWM. He explained everything to us in a way we could understand and kept us in the loop by calling us daily with any news we needed to know. Our loan closed within 2 weeks from start to finish! Kelly Miller also worked with us and helped get our loan closed without delay. We are very happy with the results!
He was able to update most of what needs to be done, also found me the best rate possible by the situations.I was happy with the result from my previous mortgage to new one
I strongly believe that the Perennial Funding LLC is hiring the right candidate. He is an outstanding and knowledgable person I have ever met. His name is Chaucer Park. Chaucer helped me successfully refinance my mortgage recently for the 20 year term loan. He was working tirelessly without a word complain from him even sometime I asked him the same questions. Chaucer was still happy to explain to me until I got it. Sometimes I think like he owns this company because he always followed up with me even after his worked hours. He is open and friendly person and I can call his cell number anytime if I needed. If anyone needs to refinance mortgage or anything else, I strongly recommend him. He is the right person that you should talk to. He cares about you and your money. Chaucer will help you all his abilities until you happy and satisfy. Don't you want this kind of person to work with? Thank You, SS
Ryan was very helpful through out the process, It was rocky at the beginning cause Ryan is a very fast talker but he will always ask if their where any question or concern. He will always answer in a timely fashion through emails. Also if he didn't know he would find out and get back to you.
I was going through the very intimidating process of buying my first home. Ryan was absolutely incredible throughout the entire process. He was quick to respond, took the time to explain everything, and even looked out for us when he thought we were paying too much for our HOI. I cannot express how highly I recommend him for anyone looking to buy a home.
I received a cold call from Mr. Funesti that I happen to answer. After talking with him, I decide to give him my business to purchase a home to down size. I gave him my business because I felt he was straight to the point with me, "which I like". He gave me the bad as well as the good. He has been true to his word from day one. He was also available to me while on vacation if needed. I closed 7/17/17 and would have no problem referring Mr. Funesti or utilizing him on future transactions.
Ryan is the best. We had damaged credit and found ourselves in urgent need of a new home due to a job change/relocation. Ryan walked us through every step, helped us find a great loan at a great rate, and was a pleasure to work with. He's super at communicating and returns calls and emails promptly. He's professional, knowledgeable, and always pleasant, encouraging and engaged. We just moved in to our beautiful new home and I give Ryan and his team all the credit -- he worked so hard for us. I recommend him without hesitation!
This was the second time working with Mr. Mike Staples and this went even smoother then the first. We closed in less then 2 weeks and I, again, give 5 star and highly recommend Mike to anyone and everyone.
I am an usual situation. I was contacted by multiple lenders in the last two years. Reading funding, specifically Mr. Staples was the first lender to actually listen to my situation and figure out what kind of mortgage would work for me
I have nothing but accolades for Michael Staples. He was a referral from my mother, who has very high standards and expectations, and she spoke very highly of him. That recommendation was enough to earn my business. From beginning to end, Michael always kept us informed of what was going on with the refinance process. He made himself available at all times in case we had any questions. He had expert knowledge about the loan(s) available and explained all details patiently and thoroughly. Not once did we feel like we didn't know what was going on with our refinance, because he was in touch daily—be it by telephone, email, or text—just to keep us updated. Michael is one of those rare people in the lending industry who makes you feel well taken care of; he always has your best interest in mind. I DID check elsewhere to see if we could get a better loan offer, but Michael trumped the competition with his comprehension and professionalism. And yes, he did offer the lowest interest and closing rates. Michael was proactive in getting things done, and our loan closed in record time. We've refinanced before and it took 45 days or so; with Michael, we were done in three weeks! He made a stressful process go very smoothly, and that peace of mind is priceless!
Ryan was amazing.. he walked me through every step of the process..
Nice people to work with but the .problem is with a commercial loan .
My fiancé and I experience with them-amazing! We worked with Alison and she truly helped us every step of the way in getting our first home loan. As first timers-everything is a little frightening, but Alison explained everything and followed up with any questions we had, the overall process was smooth and we will definitely recommend them to anyone. Thank you so much!!
Perennial Funding LLC, 161 Washington St. Suite 950, Conshohocken, PA 19428
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*By refinancing your existing mortgage your total finance charges may be higher over the life of the loan.
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