Perennial Funding > New Homeowners > Get Prequalified

How to get Pre-qualified For A Mortgage

Before you begin your search for a new home you’ll want to learn about mortgage prequalification. A mortgage prequalification gives you an idea of how much you can borrow from the lender when purchasing a new home. It establishes you as a serious buyer, and can often give your offer an edge over other buyers.

Once you have given an estimate of your income and assets, the lender provides a written statement with the maximum amount you’ll be able to borrow based on your debt-to-income ratio. Prequalification can help figure out if buying a home is a viable option and establishing the price range in which you can afford.

At Perennial Funding, our knowledgeable staff can assist in getting you pre-qualified. We don’t cut corners and work with you every step of the way to find the best solutions to fit your financial budget. Consult one of our experts to find out how much you can borrow when searching for your dream home.

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Our Assumptions

  • Mortgage rates could fluctuate daily.
  • Based on your situation, your payments may vary.
  • See what products are available in your state.
  • Certain jumbo products might not be available to you if you’re a first-time buyer.
  • Some lending services might not be available in all areas. See what’s available to you.
  • Some restrictions may apply.
  • The lock period for your rate is 45 days.
  • Perennial Funding offers a variety of options. You may still qualify for a loan even if your situation doesn’t match our assumptions. Consult us to find what’s available in your area, and what best solutions are for you.

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Perennial Funding LLC, 161 Washington St. Suite 950, Conshohocken, PA 19428

Loan programs are subject to credit approval. Other terms, conditions, restrictions and fees may apply. All of the information on this website is published in good faith and for general information purposes only. Perennial Funding does not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk and we will not be liable for any losses and damages in connection with the use of our website. The content in this website should not be construed as a mortgage loan commitment. From our website, you can visit other websites by following hyperlinks to these sites. While we strive to provide only links to useful and ethical websites, we have no control over the content and nature of these sites and the links to other websites do not imply a recommendation for all of the content found on these sites. Please be aware that when you leave our website, other sites may have different privacy policies and terms, which are beyond our control. Thank you for visiting Perennial Funding's website.
*By refinancing your existing mortgage your total finance charges may be higher over the life of the loan.

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