Before you begin your search for a new home you’ll want to learn about mortgage prequalification. A mortgage prequalification gives you an idea of how much you can borrow from the lender when purchasing a new home. It establishes you as a serious buyer, and can often give your offer an edge over other buyers.
Once you have given an estimate of your income and assets, the lender provides a written statement with the maximum amount you’ll be able to borrow based on your debt-to-income ratio. Prequalification can help figure out if buying a home is a viable option and establishing the price range in which you can afford.
At Perennial Funding, our knowledgeable staff can assist in getting you pre-qualified. We don’t cut corners and work with you every step of the way to find the best solutions to fit your financial budget. Consult one of our experts to find out how much you can borrow when searching for your dream home.
Perennial Funding LLC, 161 Washington St. Suite 950, Conshohocken, PA 19428
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*By refinancing your existing mortgage your total finance charges may be higher over the life of the loan.
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