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Perennial Funding > New Homeowners > Home Purchase Process

The Home Purchase Process

Get Prequalified For A Mortgage

Getting prequalified for a mortgage loan gives you the comfort of knowing how much you can afford to borrow. You’ll be treated as a serious buyer and can often give your offer an edge over other buyers in the same market. Our prequalification is quick and easy and will give you the peace of mind you need when taking the next step.

Which Mortgage is right for you?

After determining a ballpark figure of how much you can afford, talk to our mortgage specialists to start the loan application process. We can explain your options in a variety of loan programs with our flexible lending options and provide expert advice to help you choose your mortgage solution. We offer a multitude of loan programs, making it easy to choose a loan that best matches your needs.

Steps in the home purchase process

  1. Start your search early
  2. Determine how much you can afford
  3. Get pre-qualified
  4. Consult a real estate agent
  5. Shop for your home and make an offer
  6. Get a home inspection
  7. Work with Perennial Funding to secure a loan
  8. Have the home appraised
  9. Coordinate the paperwork
  10. Close the sale

Are you ready to buy your new home? Save money today with Perennial Funding’s loan options!

Apply Now

Our Assumptions

  • Mortgage rates could fluctuate daily.
  • Based on your situation, your payments may vary.
  • See what products are available in your state.
  • Certain jumbo products might not be available to you if you’re a first-time buyer.
  • Some lending services might not be available in all areas. See what’s available to you.
  • Some restrictions may apply.
  • The lock period for your rate is 45 days.
  • Perennial Funding offers a variety of options. You may still qualify for a loan even if your situation doesn’t match our assumptions. Consult us to find what’s available in your area, and what best solutions are for you.

NMLS #247954
Click here for the Perennial Funding NMLS access page.

Perennial Funding LLC, 161 Washington St. Suite 950, Conshohocken, PA 19428

Loan programs are subject to credit approval. Other terms, conditions, restrictions and fees may apply. All of the information on this website is published in good faith and for general information purposes only. Perennial Funding does not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk and we will not be liable for any losses and damages in connection with the use of our website. The content in this website should not be construed as a mortgage loan commitment. From our website, you can visit other websites by following hyperlinks to these sites. While we strive to provide only links to useful and ethical websites, we have no control over the content and nature of these sites and the links to other websites do not imply a recommendation for all of the content found on these sites. Please be aware that when you leave our website, other sites may have different privacy policies and terms, which are beyond our control. Thank you for visiting Perennial Funding's website.
*By refinancing your existing mortgage your total finance charges may be higher over the life of the loan.

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