Corey Gee helped us refinance our house with ease. Corey and his team were always professional and courteous. Everything that was expected was delivered and then some. Would highly recommend!
- Elaine Dixon 5 / 5
Perennial Funding was the absolute best, they helped us navigate through refinancing. We had been approached by many mortgage groups and none of them were willing to work with us and figure out the best way to lower our monthly payments Everyone we dealt with was great and especially Ryan. They were...
Collin was very helpful and easy to work with. He was very prompt returning calls and there was absolutely no runaround or last minute requests for additional paperwork. Collin was very professional and efficient.
- mcginnispk 5 / 5
- Michael Mccombs 5 / 5
I’m a home owner that was looking to refinance and knew very little about the topic. Allison Robertson from Perennial Funding made a process that could’ve been complicated, into a smooth and easy transaction. She was always available which made life much easier for me being a new mom and working...
Ryan was professional, friendly and very knowledgable. It was a pleasure working with him, he made the process of getting a mortgage loan extremely easy.
- akli sari 5 / 5
My experience with Perennial Funding was great. I worked with Ryan Christensen to get my mortgage loan, he was very professional and knowledgeable. Couldn't expect better. Thank you Ryan, you're the best.
- Akli Sari 5 / 5
Chaucer Park has worked his tail off to get me a loan, that nobody else would touch. THANKS!!!!!
- Bill Dolmanet 5 / 5
Waiting on interest rate now
- Leonard Schwartz 4 / 5
Corey and everyone else at Perennial Funding made the entire process of obtaining a mortgage very easy for me. From pre-approvals right up through the closing, they were checking in with me and making sure I had no issues. I would highly recommend them to anyone looking to finance a house.
- tharvey1223 5 / 5
Do you have a mortgage application checklist?
Social Security Card.
Divorcee decree (if applicable).
Proof of Veteran status (for VA loan).
Federal income tax returns for the previous two years.
Pay stubs for the previous 30 days.
W-2 forms for the previous two years.
Proof of additional income (Social Security benefits, child support, alimony, etc.).
Previous two years’ and year-to-date profit and loss statements if self-employed.
Balance sheet for the most recent quarter if self-employed.
Statements for checking and savings accounts for the last three months.
Statements for retirement funds and other investments for the last three months.
Titles for automobiles and other property.
Most recent statements for credit cards, loans, and other credit.
Canceled checks for rent or mortgage for the last 12 months.
Court documentation for bankruptcy or judgment (if applicable).
Listing agreement or sales contract for current home (if applicable).
Proof of earnest deposit.
Proof of homeowners insurance (need before closing).
Contact information for homeowners association (if applicable).
Certain jumbo products might not be available to you if you’re a first-time buyer.
Some lending services might not be available in all areas. See what’s available to you.
Some restrictions may apply.
The lock period for your rate is 45 days.
Perennial Funding offers a variety of options. You may still qualify for a loan even if your situation doesn’t match our assumptions. Consult us to find what’s available in your area, and what best solutions are for you.
Perennial Funding LLC, 161 Washington St. Suite 950, Conshohocken, PA 19428
Loan programs are subject to credit approval. Other terms, conditions, restrictions and fees may apply. All of the information on this website is published in good faith and for general information purposes only. Perennial Funding does not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk and we will not be liable for any losses and damages in connection with the use of our website. The content in this website should not be construed as a mortgage loan commitment. From our website, you can visit other websites by following hyperlinks to these sites. While we strive to provide only links to useful and ethical websites, we have no control over the content and nature of these sites and the links to other websites do not imply a recommendation for all of the content found on these sites. Please be aware that when you leave our website, other sites may have different privacy policies and terms, which are beyond our control. Thank you for visiting Perennial Funding's website. *By refinancing your existing mortgage your total finance charges may be higher over the life of the loan.