Brandon was awesome throughout the process. I felt that he really cared and was in my corner, which was reassuring going through the process which can be very intimidating. He went out of his way to make things happen. He was always available and made sure that all my questions and concerns were add...
Alison & Kristen were both great to work with. They did everything possible to make the loan work out. They are both extremely helpful and patient especially when the were dealing with my high anxiety & depression. The went above & beyond to get everything done.I would highly recommend them.
- Ginger Ely 5 / 5
Alison kept me informed about everything going on. She understood my concrrns & went tobat for me so the underwriters understood where things on the credit report were my daughters noy outs.
- tugger45 5 / 5
We were very to have Chaucer as our agent to handle our refi. He made suggestions that helped us to receive a very good new mortgage that saved us and help us pay debt that made sence. We had known about these programs and Chaucer suggestions made them work
- repcip8 5 / 5
MR CHAUCER ITS A PLEASURE, I KNOW YOU ARE BUSY, JUST WANT TO THANK YOU FOR PREVENTING ME FROM MAKING A HUGE MISTAKE WITH THE OTHER LENDER. PERENNIAL FUNDING IS BLESSED TO HAVE AN EMPLOYEE WHO REALLY PUTS HIS HEART IN HIS WORK AND NEVER GIVES UP. BECAUSE YOU WERE SO DETERMINED I DECIDED TO GO WITH PE...
Brandon is the best person you could ever work with for a mortgage. We talked many many times and he was so helpful and everything went great. Would work with him again!
- user6696312 5 / 5
The staff I spoke with was very respectful, kind and very helpful!
- Teri Sheffler 5 / 5
The agent that I spoke to was friendly, courteous, professional and, I believed him to be honest. He was easy to talk to and he seemed to understand my situation. He really appears to be trying to help me.
- JEAN HOLLINGSWORTH 5 / 5
I have worked with Alison in refinancing my home loan, and she has been wonderful and very understanding, based upon the information we have discussed..Would recommend Perennial Funding to anyone who wants the best help available..
- Joe F Reid 5 / 5
I talked with Brandon. He did an excellent job working different scenarios. He was thurough in his explanations. I would definitely recommend him to others
- Rebecca A. Riley 5 / 5
Do you have a mortgage application checklist?
Social Security Card.
Divorcee decree (if applicable).
Proof of Veteran status (for VA loan).
Federal income tax returns for the previous two years.
Pay stubs for the previous 30 days.
W-2 forms for the previous two years.
Proof of additional income (Social Security benefits, child support, alimony, etc.).
Previous two years’ and year-to-date profit and loss statements if self-employed.
Balance sheet for the most recent quarter if self-employed.
Statements for checking and savings accounts for the last three months.
Statements for retirement funds and other investments for the last three months.
Titles for automobiles and other property.
Most recent statements for credit cards, loans, and other credit.
Canceled checks for rent or mortgage for the last 12 months.
Court documentation for bankruptcy or judgment (if applicable).
Listing agreement or sales contract for current home (if applicable).
Proof of earnest deposit.
Proof of homeowners insurance (need before closing).
Contact information for homeowners association (if applicable).
Certain jumbo products might not be available to you if you’re a first-time buyer.
Some lending services might not be available in all areas. See what’s available to you.
Some restrictions may apply.
The lock period for your rate is 45 days.
Perennial Funding offers a variety of options. You may still qualify for a loan even if your situation doesn’t match our assumptions. Consult us to find what’s available in your area, and what best solutions are for you.
Perennial Funding LLC, 161 Washington St. Suite 950, Conshohocken, PA 19428
Loan programs are subject to credit approval. Other terms, conditions, restrictions and fees may apply. All of the information on this website is published in good faith and for general information purposes only. Perennial Funding does not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk and we will not be liable for any losses and damages in connection with the use of our website. The content in this website should not be construed as a mortgage loan commitment. From our website, you can visit other websites by following hyperlinks to these sites. While we strive to provide only links to useful and ethical websites, we have no control over the content and nature of these sites and the links to other websites do not imply a recommendation for all of the content found on these sites. Please be aware that when you leave our website, other sites may have different privacy policies and terms, which are beyond our control. Thank you for visiting Perennial Funding's website. *By refinancing your existing mortgage your total finance charges may be higher over the life of the loan.