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Perennial Funding > Refinance Loans > Why Refinance

Why Refinance Your Mortgage, And Is It Right For You?

Determining your eligibility to refinance your mortgage is similar to the approval process you first went through with your first mortgage. All things will again be considered: assets, credit score, current property value, debts, etc. If your credit score has improved you may be eligible for a lower-rate mortgage. If your credit score has fallen, your interest rates might go up. You’ll have several questions when determining if refinancing is a viable option for you. Talking with our specialists can assure that you’re making the best decision to prevent any hardships with your mortgage.

There are several benefits that come with refinancing your home. Mortgage refinancing lowers your monthly mortgage payment*, the total interest paid on your mortgage could be reduced, you can pay off your mortgage faster, your better credit could qualify you for lower interest rates, and refinancing lets you unlock the equity in your home.

These are just some of the many perks that come with refinancing. At Perennial Funding we make sure that you’re getting the best possible outcome when refinancing your mortgage. Consult us and speak with one of our refinancing specialists to find out all the ways that you can save.

Solidifying a mortgage with Perennial Funding could save you thousands!

Savings Analysis!

Our Assumptions

  • Mortgage rates could fluctuate daily.
  • Based on your situation, your payments may vary.
  • See what products are available in your state.
  • Certain jumbo products might not be available to you if you’re a first-time buyer.
  • Some lending services might not be available in all areas. See what’s available to you.
  • Some restrictions may apply.
  • The lock period for your rate is 45 days.
  • Perennial Funding offers a variety of options. You may still qualify for a loan even if your situation doesn’t match our assumptions. Consult us to find what’s available in your area, and what best solutions are for you.

NMLS #247954
Click here for the Perennial Funding NMLS access page.

Perennial Funding LLC, 161 Washington St. Suite 950, Conshohocken, PA 19428

Loan programs are subject to credit approval. Other terms, conditions, restrictions and fees may apply. All of the information on this website is published in good faith and for general information purposes only. Perennial Funding does not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk and we will not be liable for any losses and damages in connection with the use of our website. The content in this website should not be construed as a mortgage loan commitment. From our website, you can visit other websites by following hyperlinks to these sites. While we strive to provide only links to useful and ethical websites, we have no control over the content and nature of these sites and the links to other websites do not imply a recommendation for all of the content found on these sites. Please be aware that when you leave our website, other sites may have different privacy policies and terms, which are beyond our control. Thank you for visiting Perennial Funding's website.
*By refinancing your existing mortgage your total finance charges may be higher over the life of the loan.

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