Getting a mortgage can be tricky these days, but if you’ve served in the military, you may qualify for quick approval with a Veterans Administration loan. Your path to ownership starts here, and our mortgage loan originators are here to help you learn more about our VA loans and find out if the program is right for you.
An FHA Mortgage is a government-backed home loan with more flexible lending requirements than those for conventional loans. FHA loans are insured by the Federal Housing Administration and may have an easier qualification process due to less stringent down-payment and credit requirements than conventional mortgages. An FHA loan may be a good fit if you have poor credit or limited cash for a down payment. Contact one of our mortgage loan originators to find out which mortgage option is the best fit for you.
A Private Mortgage Insurance policy protects your lender in case you default on payments. If your down payment on a home is less than 20 percent of the appraised value or sale price, your lender will require you to get this insurance. As a borrower, you pay the premiums, and the lender is the beneficiary. There are two types of mortgage insurers: government and private. Consult us to see if this is a viable option for your home ownership.
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Perennial Funding LLC, 161 Washington St. Suite 950, Conshohocken, PA 19428
Loan programs are subject to credit approval. Other terms, conditions, restrictions and fees may apply. All of the information on this website is published in good faith and for general information purposes only. Perennial Funding does not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk and we will not be liable for any losses and damages in connection with the use of our website. The content in this website should not be construed as a mortgage loan commitment. From our website, you can visit other websites by following hyperlinks to these sites. While we strive to provide only links to useful and ethical websites, we have no control over the content and nature of these sites and the links to other websites do not imply a recommendation for all of the content found on these sites. Please be aware that when you leave our website, other sites may have different privacy policies and terms, which are beyond our control. Thank you for visiting Perennial Funding's website.
*By refinancing your existing mortgage your total finance charges may be higher over the life of the loan.
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