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Testimonials

I used Ryan to help buy our first home a little over two year ago and when I inquired about refinancing our house he laid out the details to refinance in a very simple and convenient fashion. The process was great and he was super communicative during the refinance process which didn't require me to even leave my house. Ryan provides amazing service, on the ball with communication and explained all the options thoroughly. I would highly recommend using Ryan for any of your mortgage financing needs.

guinnessandbailey
     


Ryan helped us a few years ago with the purchase of our home, and we were so pleased and fortunate to be able to work with Ryan again when we decided to refinance. As always, Ryan was professional, informative, and super helpful during this process as we had A LOT of questions along the way. He walked me through every option and scenario, so I knew exactly what to expect. He was able to switch us from an FHA loan to conventional as well as locking in a lower interest rate and lowered the PMI, this option is saving us hundreds of dollars each month. The paperwork was handled very promptly and he arranged for the appraisal and the notary to meet me at my house and worked around my schedule, which was very convenient. I would highly recommend anyone to work with Ryan if you're a first time home owner, looking to get pre approved, or even looking to refinance your home like us...you won't be disappointed!

Samantha
     


The best of the best !! Wouldn’t have done this with anyone else ! Every step of the way was explained in detail .. all my questions answered day or night . We felt so much more comfortable using Ryan over anyone else . He was extremely helpful and awesome !

zuser201404091906220
     


I couldn't be more grateful for Corey and his team. They were able to make something that seemed so daunting at first, so easy and stress free - especially for me as a first-time home buyer. The day I inquired about a loan, Corey was able to meet with me face-to-face and go over every option and every number. They also went above and beyond the entire times, especially at times when my real estate agent wasn't really guiding me. Corey was also very prompt in answering all my questions, and gave me support when I was feeling overwhelmed. I highly recommend Corey and Perennial Funding! I cannot express my gratitude for this whole process and making my new house possible!

Dana C.
     


I couldn't be more grateful for Corey and his team. They were able to make something that seemed so daunting at first, so easy and stress free - especially for me as a first-time home buyer. The day I inquired about a loan, Corey was able to meet with me face-to-face and go over every option and every number. They also went above and beyond the entire times, especially at times when my real estate agent wasn't really guiding me. Corey was also very prompt in answering all my questions, and gave me support when I was feeling overwhelmed. I highly recommend Corey and Perennial Funding! I cannot express my gratitude for this whole process and making my new house possible!

zuser20170531182104741
     


There are a ton of lenders out there and they would all love your business. Finding the right person who has your best interest at heart, not one purely to make a sale/close a loan is very difficult. Brandon is fantastic to work with and looks to assist you in making a decision that is in your best interest (no pun intended) even if it doesn't directly help him. I was looking to refinance from a 30yr to 15 year but after crunching the numbers it didn't really make sense to go through the refi process given the attractiveness of my initial loan. That didn't stop Brandon from still working with me to make sure I understood everything and I invited me to reach out any time with any questions. Call Brandon if you are entertaining any mortgage issue!

user4543595
     


There are a ton of lenders out there and they would all love your business. Finding the right person who has your best interest at heart, not one purely to make a sale/close a loan is very difficult. Brandon is fantastic to work with and looks to assist you in making a decision that is in your best interest (no pun intended) even if it doesn't directly help him. I was looking to refinance from a 30yr to 15 year but after crunching the numbers it didn't really make sense to go through the refi process given the attractiveness of my initial loan. That didn't stop Brandon from still working with me to make sure I understood everything and I invited me to reach out any time with any questions. Call Brandon if you are entertaining any mortgage issue!

GB from PA
     


Brandon was exceptionally helpful in the process of refinancing our VA loan. Whenever I needed something answered, he was right there to help me out.

user9399600
     


It was a great experience The entire process was great. Great communication and great service. Was very satisfied with Jacob Tinitus all around service thanks!

Freddy
     


It was a Fantastic Experience The entire process was simple and easy. I couldnt have been more pleased. Patrick needs a raise. He was very patient with me and my Fiance. Listened to what I had we had to say. And was respectful.

Travis
     


Great, Easy Refinancing Corey and his team are great all around, from communication to answering questions in easily understood language to laying out all of your options. This is the second time we’ve used Corey, and we plan to use him for all of our future mortgage needs!

Sarah
     


Again a good experience Never a problem calling for information. Corey is great to deal with All the time. Will always recommend Perennial Funding

Car
     


Melanie and Perennial did a great job with my refinancing experience. It could not have gone any better or smoother.

Abe L.
     


Mike walked me from beginning to end, he never pressured and spent time explaining his recommendations. Their rates were competitive from the beginning and got lower. In a particularly trying time in my life, I could not have asked for a better mortage professional.

prhodes145
     


Worked with Brandon on a Home Mortgage Refinance to get a lower rate and lower monthly payment. He went above and beyond, getting the lower rate as well as lower Mortgage Insurance, in turn dropping my monthly payment by a good amount. He did a great job of explaining where all the numbers were coming from and even adjusted the loan amount to ensure all “out of pocket” expenses were covered in the loan (house needed to be re-appraised). Brandon also worked well with my irregular retail-hours and made sure that all closing happened when best for my schedule. Everything was completed quickly and to my satisfaction.

kellie bodensteiner
     


Brandon Woodland was without a doubt the best person to work with for my refinance. I could not have been more happier with his attention to detail and personal touch the he gave me during this whole process. In every step he ensured he either emailed or called me to keep me informed of the entire process. I will, without a doubt be using Brandon again in any future home adventures.

zuser20170114081430806
     


This is the second time we have worked with Perennial and Collin. They did an excellent job with a difficult situation and got the results we were looking for and were promised. I would recommend them and Collin to anyone who is looking to finance a home!

rsutton166
     


My husband and I were very nervous and didn't know what to expect when purchasing our first home but Ryan was so great in explaining all the details every step of the way! He made sure we were comfortable with what we could afford and always gave us numerous options. His communication via email/text or phone calls were superb and he would go above and beyond to talk to my husband and I with our crazy work schedules, which we appreciated immensely. Without his guidance we would have been lost! He made the experience as stress free as it could be and enjoyable.

kdigiacomo214
     


Michael definitely went above and beyond in his efforts to get me squared away with a refinance. We had a bit of a curve ball come up (not his fault, mine) and Michael remained confident the entire time that we could get my refi done. He was always available to answer questions, even those I asked more than once trying to ensure I understood everything. He did a great job getting my refi closed and I would work with him again in a heartbeat!

zuser20170730113350867
     


Ryan is the best loan officer you could ask for. He is very professional, pleasant and is very patient. Once my husband and I were ready to start the home loan process, he took our best interest and went above and beyond. We were approved in no time. He made the paper work process very simple. He would take the time and explain what every document was before we signed.He is very knowledgeable, he answered all our questions, and concern with ease.He responded to emails and phone calls in a timely manner. Ryan was an absolute pleasure to work with, and I would most definitely work with him again in the future, and recommend others to him. Thanks Ryan for simplifying our home buying process. You made our dream of owning a home a reality!

staceyannpeart
     


Ryan was a fantastic resource to understand the buying process and all of the moving parts of getting started. I couldn't feel more comfortable with his positive attitude and mannerism, and full endorse him to work with anyone that is looking to find their home. Best of luck to you all.

Bryant McKenna
     


My husband and I had the privilege of working with Ryan Christiansen, which led to finding our home. Finding a house was extremely stressful and exhausting at times. I began to feel like it was not our time and that it was not meant to be. When Ryan came into the picture, everything fell together. Sure, we still had our challenges, but Ryan remained calm and constant throughout this process. Ryan was always easy to get in touch with either through texting, email, or calling us. He answered our questions, and we knew we could trust him. Through this process, we communicated with many people who stated they were on our side and had the best interest for us, but that was not always the case. With Ryan, we truly believed that his knowledge and experience would help direct us to our dream home, and he did. We could not be any happier with the opportunity we had to meet Ryan and help us through this time. We strongly recommend Ryan, and we know that he will be diligent in his work and help you along the way. Buying a house is scary, but Ryan helped us understand what all was needed and would take place through this process, and that helped us out tremendously. Thank you so much, Ryan, for all of your hard work and helping us find our dream home!

zuser20161012085015403
     


It was a great experience Brandon wooden was awesome he was caring and very helpful I would recognize this service to anyone greatvservice

Mevin
     


Ryan was the one who was able to refinance our existing home 4 years ago at a record low 3.25%. No one else cam close to getting us that rate. Then he was able to get us in our new home with only 15% down when a local bank could not get us in with 20% down. He saved the deal and we closed within 3 weeks. No matter what your situation is, Ryan can get you the best deal on a new mortgage. We will never go to a local bank again.

reelhunter
     


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Perennial Funding LLC, 161 Washington St. Suite 950, Conshohocken, PA 19428

Loan programs are subject to credit approval. Other terms, conditions, restrictions and fees may apply. All of the information on this website is published in good faith and for general information purposes only. Perennial Funding does not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk and we will not be liable for any losses and damages in connection with the use of our website. The content in this website should not be construed as a mortgage loan commitment. From our website, you can visit other websites by following hyperlinks to these sites. While we strive to provide only links to useful and ethical websites, we have no control over the content and nature of these sites and the links to other websites do not imply a recommendation for all of the content found on these sites. Please be aware that when you leave our website, other sites may have different privacy policies and terms, which are beyond our control. Thank you for visiting Perennial Funding's website.
*By refinancing your existing mortgage your total finance charges may be higher over the life of the loan.

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