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Testimonials

We worked with Ryan on obtaining our first home mortgage. He went above and beyond to help us and meet all of our needs. He made himself available nights and weekends to write pre-approval letters if needed. He called just to check in and was always happy to answer any questions (which I had plenty of). He was great to work with and genuinely seemed to care about us and finding us a house. He also got us a great rate. Highly recommend him!

Amanda A
     


The entire process was quick and easy; everything handled online (except for closing) in a matter of weeks. John McDonald was awesome; guided me thru the process step-by-step. I was able to keep my real estate taxes and homeowners insurance separate from my mortgage...just like I wanted! I highly recommend John McDonald and Perennial Funding.

zuser201609211319167
     


Cyde was honest, detailed, and straightforward from the initial conversation. He quickly understood our needs, budget, and timeline. I learned so much about the mortgage process because of Cyde’s security, high self-esteem, and expertise. Always available to answer any questions and remained patient the entire process. At times, I became very frustrated, but Cyde always remained calm, professional while giving me the best advice for purchase. A consummate gentleman who treats your money as if it’s his - really great quality. He listens, provides effective feedback, and demonstrates wisdom beyond his years. The best broker to negotiate your purchasing needs - freed me up to focus on other things knowing he had my best interest every step of the way. A pleasure working with you - continued success!!!

zuser201506250603249
     


From Day 1, Ryan did such an amazing job walking me through the nuances involved with buying my first home, preparing me for everything, up until the day of closing. He's extremely enthusiastic, hard-working, detail-oriented and transparent about everything. Ryan never leaves you hanging and does such a great job following up with you regarding any questions or concerns, regardless of what it's about. Especially during an extremely stressful time where we are dealing with this global pandemic, Ryan went above and beyond to facilitate things and make sure I was able to settle on my house and move-in, even sooner than anticipated. I cannot say enough great things about Ryan and my experience of working with him!

Ed Mangubat Jr.
     


I had the pleasure of dealing with Mr. John McDonald. He was upfront with everything and always ready to explain an answer to any question I had. I have dealt with John on two different refinancings now and will look for him and Perennial Funding to do any other I made need. I have also recommended John and Perennial to very good friends of mine that also used their services and are extremely happy. They were able to do exactly what they wanted in preparation for retirement. I don't think anyone would be disappointed with the rates and service they provide. I know I certainly wasn't. I HIGHLY RECOMMEND

Don Fiore
     


Ryan did a great job helping us refinance. He went above and beyond and made our experience quick and easy! I would highly recommend his services and will give him a call for sure if I need anything again.

matt7532
     


This was the second time I worked with Corey on a refinance. He was fantastic to work with. His response time and patience with explaining everything to me until I had a complete understanding of every detail made this process as stress free as possible. Kristin was also beyond efficient with the paperwork. I would confidently recommend them to anyone!

Michael U
     


I had heard from him right away and he was always available for any questions I had. He made the transition super easy for me. He was very timely and professional.

zuser202002020743204
     


It is not usual to refinance again so soon. Unfortunately, my situation warranted it. My last refinance left me with a strong feeling of trust, patience and confidence that I had received the best deal possible and the lowest interest rate with Brandon Woodland. After the refinance Brandon encouraged me to reach out at anytime with questions before, during, and after closing. He goes above and beyond in delivering service excellence. He succeeds in establishing a life long positive relationship for life. I would not hesitate to recommend him. Just yesterday I recommended him to a coworker . ⭐⭐⭐⭐⭐

Mary Beth Lawton
     


As a first time home buyer, Ryan made the process much easier than i thought. He was always available to answer my questions, it was a pleasure working with him. I would Highly recommend Ryan to anyone looking for a mortgage broker.

Anderson Labaze
     


Awesome Service I had the pleasure of dealing with Mr. John McDonald. He was upfront with everything and always ready to explain an answer to any question I had. I have dealt with John on two different refinancings now and will look for him and Perennial Funding to do any other I made need. I have also recommended John and Perennial to very good friends of mine that also used their services and are extremely happy. They were able to do exactly what they wanted in preparation for retirement. I don't think anyone would be disappointed with the rates and service they provide. I know I certainly wasn't. I HIGHLY RECOMMEND

Don
     


Awesome experience The loan officer corey was very helpful I refinanced my va loan and got it reduced to 2.87%. Thanks Perennial Funding

Michael
     


Great experience The lender was very thorough, knowledgeable and friendly. From the first phone call from Melanie, to the closing, it was very smooth an uncomplicated. Due to the virus, the closing got moved a couple times, but under the circumstances that was not unexpected. I would definitely recommend Perennial Funding without hesitation. Estero, FL

Debbie
     


THE BEST EXPERIENCE FOR US. THE ENTIRE PROCESS WAS EASY AND WAS COMPLETED EVERYTHING ON TIME. THANK YOU TO MELANIE RUIZ THAT HELP ME WITH ALL THE PROCESS. SHE WAS A VERY KNOWLEDEGE PERSON AND VERY NICE. WE RECOMEND HER TO ANYBODY THAT LIKE TO START THE PROCESS. SHE WAS THERE EVERY MINUTE THAT WE HAVE A QUESTION AND ALWAYS GIVE THE RIGHT ANSWER TO US. SHE WAS WONDERFUL. GOD BLESS YOU. WE LOVE YOU. ELLA MANEJA LOS DOS IDIOMAS ESPANOL E INGLES Y PUEDE AYUDAR EN AMBOS IDIOMAS. EL PROCESO CON ELLA ES FACIL Y ELLA LO AYUDA CON CADA PASO Y CON SU CONOCIMIENTO DE LA MATERIA. SU ASISTENCIA FUE CADA MINUTO QUE LA LLAMABA Y SIEMPRE CON DESEO DE AYUDAR Y ENCANTADA DE PODER AYUDARNOS. MIS PREGUNTAS FUERON CONTESTADAS Y ESO HIZO QUE LOGRARAMOS UNA RAPIDA SOLUCION DEL PRESTAMO. GRACIAS POR EL AMOR QUE MUESTRAS EN TU TRABAJO Y OTRA VEZ POR TU AYUDA, HACIENDO EL PROCESO MAS FACIL PARA NOSOTROS. NO HAY PALABRAS PARA AGRADECER TU TRABAJO. QUE DIOS TE BENDIGA. TE QUEREMOS.

JOSE
     


Great experience This was the second time I worked with Corey on a refinance. He was fantastic to work with. His response time and patience with explaining everything to me until I had a complete understanding of every detail made this process as stress free as possible. Kristin was also beyond efficient with the paperwork. I would confidently recommend them to anyone!

Michael
     


Brandon is very personable, and made the whole process from start to finish seamless. Always gave me solid info, and will go the extra mile to make sure your completely happy with your loan offer. Excellent response time to any and all questions i had. If you need a loan Officer look no further, you found him. Pleasure to work with, and just a good guy all around.

Rick D
     


Brandon, Was truly amazing!! We have a home in the country with acreage and its always challenging but he was able to provide a wonderful us with a wonderful mortgage and a fantastic rate. We feel like he went above and beyond to make us happy.

The Mercks
     


Brandon was most helpful in my refinancing. He was patient, available and extremely knowledgeable. I would recommend him to anyone who is thinking about refinancing.

user2616768
     


My boyfriend and I purchased our first home in 2019 and Corey was recommended to us by a family member. I cannot speak highly enough of the experience and have already recommended him to a few of my friends who have had similarly excellent experiences. We had no idea how the mortgage process worked, which was really nerve-wracking until we spoke to Corey. He was incredibly generous with his time, explaining the entire process and answering all of our questions. We were looking for a home that we could renovate to make our own and had a set amount of cash to use for the down payment and the renovation. Corey explained the different options for splitting up that money and the pros and cons of each so we could make an informed decision. I've never felt like such a priority to a service provider. Corey was available all hours of the day, responding promptly to any questions and request, which is so important with how quickly things move in the real estate world where a lot of the process is happening after normal business hours. I will continue to recommend everyone I know to Corey and will definitely be a customer for life!

Lindsay Bergenty
     


My boyfriend and I purchased our first home in 2019 and Corey was recommended to us by a family member. I cannot speak highly enough of the experience and have already recommended him to a few of my friends who have had similarly excellent experiences. We had no idea how the mortgage process worked, which was really nerve-wracking until we spoke to Corey. He was incredibly generous with his time, explaining the entire process and answering all of our questions. We were looking for a home that we could renovate to make our own and had a set amount of cash to use for the down payment and the renovation. Corey explained the different options for splitting up that money and the pros and cons of each so we could make an informed decision. I've never felt like such a priority to a service provider. Corey was available all hours of the day, responding promptly to any questions and request, which is so important with how quickly things move in the real estate world where a lot of the process is happening after normal business hours. I will continue to recommend everyone I know to Corey and will definitely be a customer for life!

Lindsay Bergenty
     


Corey and the team at Perennial Funding were extremely helpful throughout the mortgage process. They were very responsive to my emails and calls when I had questions. We were able to successfully close on our house in just 3 weeks! Highly recommend!!

Stephanie Ramsey
     


I was a real estate attorney for six years when I first got out of law school. I've also owned several homes of my own with mortgages on them. I always found mortgage officers to be generally competent and relatively easy to deal with, but Ryan Christiansen is by far the best I ever worked with. He knows his business inside and out, and is super easy to work with! He returns calls and emails immediately, and he thoroughly researches any issue that he doesn't know about. He doesn't pressure his customers into mortgages they don't need or want. This is my second time working with him. He contacted me to see about refinancing my mortgage due to a very favorable VA refinance program and a drop in interest rates. We waited until the timing was just right, and I'm saving $200 a month. Ryan is also patient and doesn't act like a know-it-all. He explains everything in detail and fixes any problems necessary for the loan to go through. I don't think I will ever get a mortgage product from anyone without checking with Ryan in the future.

zuser201512210901461
     


Extremely easy to work with. Brandon explained each step and had excellent communication skills. He is the type of professional you would like to have in any industry.

vici10
     


Collin was available at all times to help with guidance through this refinancing process. He is very knowledgeable and I appreciated his availability and patience.

Dianne
    


This is the second time I've worked with Brandon, because the first time was so great. He helped me throughout the process and kept me upbeat. I've bought and sold houses for decades, and I can easily say that Brandon is the best I've ever worked with. He's a rockstar!

Fran Coker
     


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Perennial Funding LLC, 161 Washington St. Suite 950, Conshohocken, PA 19428

Loan programs are subject to credit approval. Other terms, conditions, restrictions and fees may apply. All of the information on this website is published in good faith and for general information purposes only. Perennial Funding does not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk and we will not be liable for any losses and damages in connection with the use of our website. The content in this website should not be construed as a mortgage loan commitment. From our website, you can visit other websites by following hyperlinks to these sites. While we strive to provide only links to useful and ethical websites, we have no control over the content and nature of these sites and the links to other websites do not imply a recommendation for all of the content found on these sites. Please be aware that when you leave our website, other sites may have different privacy policies and terms, which are beyond our control. Thank you for visiting Perennial Funding's website.
*By refinancing your existing mortgage your total finance charges may be higher over the life of the loan.

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