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Buying a Home With Less Than Perfect Credit

Homeownership dreams are often delayed when a buyer has bad credit or a low credit score. However, several steps in the right direction could rapidly improve a consumer’s credit rating. Known for assisting home buyers with a variety of credit challenges, Perennial Funding employs loan specialists who look for ways to help an applicant secure

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Understanding Real Estate Taxes and Funds in Escrow

Mortgage lenders, real estate firms and title companies provide escrow accounts to ensure that funds are allocated in advance for a variety of items. Perennial Funding provides helpful tips for borrowers who would like a greater understanding of escrowed accounts for real estate transactions. Special Escrow Accounts Designed to safeguard the interests of various parties,

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Mortgage Interest Rates are Increasing in 2018

Economic forces may work against home buyers who wait too long to take advantage of the current market conditions. Acquiring a low-rate mortgage loan could be the difference between qualifying for an affordable monthly payment and being disqualified for a home loan, due to mortgage interest rates that are rising in 2018. Perennial Funding offers

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Denied for a Home Loan? You Might Qualify for Manual Underwriting

When seeking a mortgage loan to buy a home, applicants hope to receive a favorable approval. However, a negative lending decision can derail the opportunity to borrow enough money to complete the purchase. Perennial Funding has assisted many borrowers who were previously denied for a home mortgage loan. Who Makes the Decision on Your Application

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Buying a Home? Know the Difference Between a Pre-Qualification and a Pre-Approval

First time home buyers will be asked to review many documents and disclosures. It is wise to have an understanding of some of the preliminary items. Perennial Funding provides insightful tips for borrowers who are considering the benefits of buying a home. Getting a Mortgage Pre-Qualification Pre-qualification is an initial step that a home buyer

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3 Benefits of Refinancing Your Home Loan

Ownership a home can provide a stable residence that has the potential to increase in value. Refinancing offers an excellent way to access a portion of the equity within your home. Perennial Funding provides attractive mortgage rates for properties that are located in Delaware, Florida, Maryland, New Jersey, Pennsylvania and Virginia. Pay Off Consumer Debt

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2018 FHA Loan Limit Increases

When you are planning to move, you may discover that finding a new home that you adore is half of the battle. Next, you could encounter a variety of financing challenges for homes that are priced above the median sales range. Fortunately, the Federal Housing Administration has increased the previous loan limits for most counties

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Refinance Now to Minimize Your Bills After the Holiday

Holidays provide the perfect time to splurge a little more than usual. However, each time that you swipe your credit card to purchase a new gift, you are increasing your balance and your future payments. As a top-rated mortgage lender, Perennial Funding might be able to help you refinance, so that you can enjoy the

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What Steps are Taken to Get a Mortgage Loan to Buy a Home in Pennsylvania?

Attractive financing is available for qualified borrowers who want to purchase a home in Pennsylvania. Borrowers with past credit problems or limited funds for a down payment might be able to qualify for a fixed-rate mortgage. Perennial Funding offers hundreds of loan programs for first time home buyers and for previous home buyers, too. Submit

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Refinance Your Home Loan With a Reputable Pennsylvania Mortgage Lender

Mortgage lenders offer a variety of programs to help homeowners obtain affordable monthly payments. However, you are encouraged to work with a reputable mortgage lender. As a Pennsylvania-based mortgage company, Perennial Funding employs lending professionals who are knowledgeable about purchase and refinance transactions. Apply Online to Refinance With a PA Mortgage Lender Instead of taking

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Perennial Funding LLC, 161 Washington St. Suite 950, Conshohocken, PA 19428

Loan programs are subject to credit approval. Other terms, conditions, restrictions and fees may apply. All of the information on this website is published in good faith and for general information purposes only. Perennial Funding does not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk and we will not be liable for any losses and damages in connection with the use of our website. The content in this website should not be construed as a mortgage loan commitment. From our website, you can visit other websites by following hyperlinks to these sites. While we strive to provide only links to useful and ethical websites, we have no control over the content and nature of these sites and the links to other websites do not imply a recommendation for all of the content found on these sites. Please be aware that when you leave our website, other sites may have different privacy policies and terms, which are beyond our control. Thank you for visiting Perennial Funding's website.
*By refinancing your existing mortgage your total finance charges may be higher over the life of the loan.

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