Patrick was very easy to work with, friendly, helpful and very professional. He kept me updated on each step of the process and everything went smoothly. I would certainly recommend Patrick to my friends and family!
- sandir401 5 / 5
I found it very rewarding working with Perennaial. Every attempt was made to refinance my mortgage and consolidate bills. Friendly informative and professional persons handled my application. A great experience for such a sensitive matter.
- Augustine McGill 5 / 5
Very knowledgeable and helpful personnel - quite a difference from the multiple solicitation calls from lenders I have been receiving.
- David Brummond 5 / 5
Chaucer was very helpful. He answered each and every question/concern we had. Chaucer was available any time we needed for assistance. Our closing was a smooth and quick transition. I would highly recommend Chaucer.
- user70024920 5 / 5
Yes very friendly very experience knowledge you guys know your field on all aspects of your job. Yes i would recommend you guys to other people out there and friends.
- Arnold Aguilera 5 / 5
Chaucer was a joy to work with! He kept everything above board, gave worst case scenario with a promise to do his best to make it work in our favor.
- LEE10425 5 / 5
We highly recommend Perennial Funding! They made refinancing easy. They stayed in contact with us and guided us through the refinance. If we had questions, they were answered quickly.
- laxsureshot 5 / 5
Ryan was always quick to respond to any questions I had. I could shoot him a text or email any day including weekends and he would get back to me very quickly. Very useful when looking at houses in a competitive market like it is now. My realtor was also very impressed with how organized and easy th...
Cory Gee and his staff are professional, sharp, and conscientious. I shopped around online and on foot. Unbelievable service PLUS! the best rates/deals to be found. They work hard to get you the best package. They locked in a low rate for me quickly. I am very pleased and satisfied.
- Jan Bean 5 / 5
Do you have a mortgage application checklist?
Social Security Card.
Divorcee decree (if applicable).
Proof of Veteran status (for VA loan).
Federal income tax returns for the previous two years.
Pay stubs for the previous 30 days.
W-2 forms for the previous two years.
Proof of additional income (Social Security benefits, child support, alimony, etc.).
Previous two years’ and year-to-date profit and loss statements if self-employed.
Balance sheet for the most recent quarter if self-employed.
Statements for checking and savings accounts for the last three months.
Statements for retirement funds and other investments for the last three months.
Titles for automobiles and other property.
Most recent statements for credit cards, loans, and other credit.
Canceled checks for rent or mortgage for the last 12 months.
Court documentation for bankruptcy or judgment (if applicable).
Listing agreement or sales contract for current home (if applicable).
Proof of earnest deposit.
Proof of homeowners insurance (need before closing).
Contact information for homeowners association (if applicable).
Certain jumbo products might not be available to you if you’re a first-time buyer.
Some lending services might not be available in all areas. See what’s available to you.
Some restrictions may apply.
The lock period for your rate is 45 days.
Perennial Funding offers a variety of options. You may still qualify for a loan even if your situation doesn’t match our assumptions. Consult us to find what’s available in your area, and what best solutions are for you.
Perennial Funding LLC, 161 Washington St. Suite 950, Conshohocken, PA 19428
Loan programs are subject to credit approval. Other terms, conditions, restrictions and fees may apply. All of the information on this website is published in good faith and for general information purposes only. Perennial Funding does not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk and we will not be liable for any losses and damages in connection with the use of our website. The content in this website should not be construed as a mortgage loan commitment. From our website, you can visit other websites by following hyperlinks to these sites. While we strive to provide only links to useful and ethical websites, we have no control over the content and nature of these sites and the links to other websites do not imply a recommendation for all of the content found on these sites. Please be aware that when you leave our website, other sites may have different privacy policies and terms, which are beyond our control. Thank you for visiting Perennial Funding's website. *By refinancing your existing mortgage your total finance charges may be higher over the life of the loan.