My experience with Mr. Ryan Christensen of Perennial Funding, was a very professional, informational and positive one. I truly do appreciate the time, attention and advice that Mr. Christensen provided, that will be very helpful with my future endeavors as a first time home owner.
- Irenda Gates 5 / 5
We are currently in the process of getting a home loan from Perennial Funding and they have been great so far! Corey and his staff have been extremely helpful and are always available to answer questions!
- Holly Urban 5 / 5
Jay tried to get me a better mortgage and rate but he couldn't. He was the only one that called me back to let me know that he couldn't beat my certain mortgage
- jim meziere 5 / 5
I first reached out to Zillow a few months before I was ready to purchase a home. Ryan reached out to me right away and introduced himself and his follow up was the reason that I wet with him. He provided information on a timely basis and kept checking in and following up with me. Throughout the pro...
Recently refinanced and Perennial made this as easy as possible for us which was fantastic with our busy work schedules.
- Christine Solorzano 5 / 5
Brandon was a big help in securing my refinancing. There was never an obstacle too large for him to overcome, including arranging for a relative to sign and notarize the documents associated with the refinance who lives in Florida, even though I am in New Jersey! Also had the amount I needed to pay ...
Corey and everyone at Perennial Funding made our home buying process easy and painless. He was willing to answer all our questions and concerns and made the first-time home-buying process way less daunting than we expected. Corey and his team also worked hard to get us the best interest rate and I r...
Brandon woodland help my family and I refinance my home which dear to my heart. He did everything he said he was going to do for us he is a man of his word a true champion of the lender world didn’t lie to me once always stay in contact with me made me feel very comfortable and stress free I will ...
Ryan did a wonderful job with our mortgage. He answered all my (many) questions related to the new house and the current one. We house hunted for over a year and he was patient and always quick to respond to me!
- ksweeney79 5 / 5
Perennial Funding LLC did an amazing job. The company was able to beat a few credit unions' terms and interest rate for my cash-out refinance. This company provided 24/7 personal touch and I plan to use them again.
- zuser20160921191531865 5 / 5
Do you have a mortgage application checklist?
Social Security Card.
Divorcee decree (if applicable).
Proof of Veteran status (for VA loan).
Federal income tax returns for the previous two years.
Pay stubs for the previous 30 days.
W-2 forms for the previous two years.
Proof of additional income (Social Security benefits, child support, alimony, etc.).
Previous two years’ and year-to-date profit and loss statements if self-employed.
Balance sheet for the most recent quarter if self-employed.
Statements for checking and savings accounts for the last three months.
Statements for retirement funds and other investments for the last three months.
Titles for automobiles and other property.
Most recent statements for credit cards, loans, and other credit.
Canceled checks for rent or mortgage for the last 12 months.
Court documentation for bankruptcy or judgment (if applicable).
Listing agreement or sales contract for current home (if applicable).
Proof of earnest deposit.
Proof of homeowners insurance (need before closing).
Contact information for homeowners association (if applicable).
Certain jumbo products might not be available to you if you’re a first-time buyer.
Some lending services might not be available in all areas. See what’s available to you.
Some restrictions may apply.
The lock period for your rate is 45 days.
Perennial Funding offers a variety of options. You may still qualify for a loan even if your situation doesn’t match our assumptions. Consult us to find what’s available in your area, and what best solutions are for you.
Perennial Funding LLC, 161 Washington St. Suite 950, Conshohocken, PA 19428
Loan programs are subject to credit approval. Other terms, conditions, restrictions and fees may apply. All of the information on this website is published in good faith and for general information purposes only. Perennial Funding does not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk and we will not be liable for any losses and damages in connection with the use of our website. The content in this website should not be construed as a mortgage loan commitment. From our website, you can visit other websites by following hyperlinks to these sites. While we strive to provide only links to useful and ethical websites, we have no control over the content and nature of these sites and the links to other websites do not imply a recommendation for all of the content found on these sites. Please be aware that when you leave our website, other sites may have different privacy policies and terms, which are beyond our control. Thank you for visiting Perennial Funding's website. *By refinancing your existing mortgage your total finance charges may be higher over the life of the loan.