The loan agent I spoke with was friendly and efficient.
- Leif Dunn 5 / 5
Ryan Christiansen was absolutely fantastic to work with throughout my entire home-buying process. As a first time home-buyer, Ryan went above and beyond to make sure all of my questions were answered in a timely manner, which made for a stress free purchase. I will absolutely be recommending Ryan to...
Very professional and works hard to accomidate customer's needs and preferences. Truthful and sincere.Thanks!
- Tommy White 5 / 5
Corey and his team were amazing to work with! Responsive, knowledgeable and best rate. Definitely will recommend to everyone I know and will be using again in the future.
- erinthompson14 5 / 5
Perennial is an absolute dream to work with! Corey and his team are extremely knowledgeable in loan products and were able to help me select the product that would be best for my situation. They were responsive and always available to help with any questions I had. They made the process easy and str...
Corey is an absolute pleasure to work with! He responds immediately, is extremely knowledgeable in loan products and offers great insight to help you make the best decision.
- Erin 5 / 5
As first time home buyers my fiance and I were overwhelmed and intimidated by the process but thanks to Corey Gee and others at Perennial Funding, they put us at ease and everything went smoothly. Corey was very informative and patient with us, breaking everything we needed to know down into simpler...
Corey was very knowledgable and helpful throughout my fiance and I's entire pre approval and settlement process. As first time home buyers, everything was new to us but Corey guided us through it all. He was great with communication, replying quickly to emails and even being available to us via text...
Sam was great to work with. He kept us informed every step of the way, looked out for us when things were changing with our loan and we really felt he was trying to get us the best rate. He was friendly and followed up with us often.
- emiliek2013 5 / 5
Do you have a mortgage application checklist?
Social Security Card.
Divorcee decree (if applicable).
Proof of Veteran status (for VA loan).
Federal income tax returns for the previous two years.
Pay stubs for the previous 30 days.
W-2 forms for the previous two years.
Proof of additional income (Social Security benefits, child support, alimony, etc.).
Previous two years’ and year-to-date profit and loss statements if self-employed.
Balance sheet for the most recent quarter if self-employed.
Statements for checking and savings accounts for the last three months.
Statements for retirement funds and other investments for the last three months.
Titles for automobiles and other property.
Most recent statements for credit cards, loans, and other credit.
Canceled checks for rent or mortgage for the last 12 months.
Court documentation for bankruptcy or judgment (if applicable).
Listing agreement or sales contract for current home (if applicable).
Proof of earnest deposit.
Proof of homeowners insurance (need before closing).
Contact information for homeowners association (if applicable).
Certain jumbo products might not be available to you if you’re a first-time buyer.
Some lending services might not be available in all areas. See what’s available to you.
Some restrictions may apply.
The lock period for your rate is 45 days.
Perennial Funding offers a variety of options. You may still qualify for a loan even if your situation doesn’t match our assumptions. Consult us to find what’s available in your area, and what best solutions are for you.
Perennial Funding LLC, 161 Washington St. Suite 950, Conshohocken, PA 19428
Loan programs are subject to credit approval. Other terms, conditions, restrictions and fees may apply. All of the information on this website is published in good faith and for general information purposes only. Perennial Funding does not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk and we will not be liable for any losses and damages in connection with the use of our website. The content in this website should not be construed as a mortgage loan commitment. From our website, you can visit other websites by following hyperlinks to these sites. While we strive to provide only links to useful and ethical websites, we have no control over the content and nature of these sites and the links to other websites do not imply a recommendation for all of the content found on these sites. Please be aware that when you leave our website, other sites may have different privacy policies and terms, which are beyond our control. Thank you for visiting Perennial Funding's website. *By refinancing your existing mortgage your total finance charges may be higher over the life of the loan.