Mortgage lenders offer a variety of programs to help homeowners obtain affordable monthly payments. However, you are encouraged to work with a reputable mortgage lender. As a Pennsylvania-based mortgage company, Perennial Funding employs lending professionals who are knowledgeable about purchase and refinance transactions.
Apply Online to Refinance With a PA Mortgage Lender
Instead of taking a trip to your local bank or credit union, you can apply online to refinance your home loan. Certain banks and credit unions offer a limited number of mortgage lending options. Our mortgage experts have access to hundreds of lending programs versus the guidelines from a single bank.
Completing an application to refinance online will enable an experienced mortgage loan officer from our company to review your goals and your qualifications. Working with a responsive PA mortgage lender will ensure that you receive prompt and courteous services.
Refinancing to Obtain Cash for the Holidays
Whether you need cash to purchase goods from your favorite retailers or to fulfill your online shopping goals, refinancing might enable you to obtain the money that you need for the holidays. A portion of the equity in your home could be used to pay for your family’s traveling expenses or to stuff more stockings.
Speaking with a trusted mortgage lender in Pennsylvania about ways to borrow money against your home is recommended. Our mortgage company maintains an extremely high customer satisfaction rating that reflects our dedication and commitment to outstanding lending services.
Using Credit Cards Versus Refinancing a Home Mortgage Loan for the Holidays
Many consumers will obtain additional debts during the holidays. When the new bills begin to arrive, borrowers often search for ways to reduce their monthly payment obligations. While shopping for the holidays, consumers may reach into their wallets to pay for items with high-interest credit cards. Lured by teaser interest rates and instant department store credit, a large number of consumers may end up with thousands of dollars in debt from the holidays.
Homeowners with enough equity can contact a PA mortgage lender to consolidate their debt after the holidays. However, securing an attractive home mortgage loan ahead of the holidays could enable you to shop and to travel without worrying about the bills.
A low-rate refinance loan from a reliable mortgage lender may provide more savings and convenience versus accumulating additional debts. If you don’t need cash from the equity in your home, a rate and term refinance may provide an opportunity to lower your current mortgage payment. Contact Perennial Funding to discuss refinancing your home loan.